Any advice contained on this web site is general in nature and Awhina Financial has not considered your objectives, financial situation or needs. You should consider the appropriateness of this information and whether its suits your personal objectives or financial needs. We recommend you obtain personal financial advice specific to your situation before making any financial decisions. Awhina Financial Pty Ltd and Taylor Paniora are Authorised Representatives of Awhina Financial Pty Ltd ABN 68 627 292 059 AFSL 512210.